GE Money

Keep your eye on the base rate

A Tracker Rate Mortgage simply tracks the Bank of England base rate at a fixed percentage above it. As the base rate goes up and down, so will your monthly payments. Your rate will therefore change only if the base rate changes.

Here is how it works

  • A tracker rate is fixed at a percentage above the base rate
    That´s it, really. It´s very straightforward.
  • Your interest rate changes only when the Bank of England base rate does
    If the Bank of England base rate goes up or down, so will your monthly payments.
  • You can borrow up to 95% of your property value
    Depending on your circumstances, we could lend you up to 95% of the value of your property.
  • You have a choice between two repayment options
    You can choose between repaying back only the interest on the capital (the amount borrowed) with our interest only option until the end of the mortgage period, or you can decide to repay both the capital and the interest with our capital repayment mortgage.

Get on track. Enquire now online or call 0800 528 2838 (Mon - Thurs 8am to 8pm, Friday 8am to 7pm)

Read the Key Facts Statement about our services. You'll find all the key facts on our mortgages and optional insurance services at one glance in a convenient PDF file.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

For new customers, an arrangement fee of 3.0% of the advance - minimum of £1,500 to a maximum of £4,000 will be charged, plus a typical completion fee of £1,295.00.

For existing customers, an arrangement fee of 3.0% of the advance - minimum of £1,250 to a maximum of £4,000 will be charged, plus a typical completion fee of £1,295.00.

Any changes to an existing account may be subject to early repayment charges that are part of the terms and conditions of your mortgage.

To view a guide of typical fees associated with one of our mortgage accounts, click here.

Please read important information


To enquire call 0800 528 2838
To enquire call 0800 528 2838

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